加拿大无年费WEMC系列 之 Rogers World Elite MasterCard

‎Mastercard Airport Experiences on the App Store

iPhone Screenshots

Description

IMPORTANT: This app provides eligible Mastercard cardholders with the ability to locate airport lounges and offers. If you are an eligible member of this program, your Mastercard issuer should provide you with information related to accessing the program. Please contact your issuer for questions regarding eligibility.

To verify your eligibility, after registration you may see a temporary charge of $1.00 (USD) in your payment card transaction history. This is solely a “pending” transaction and your card will NOT be charged. After your eligibility is verified, the pending amount will be removed (usually within 10 business days).

This easy-to-use mobile app, developed by LoungeKey, is designed to enrich the time that Mastercard cardholders spend at the airport. The app enables cardholders to explore more than 1000 airport lounges from around the world as well as hundreds of curated airport offers.

AIRPORT LOUNGES
Escape the airport crowds and retreat to an oasis in more than 600 airports worldwide.
- Search for a lounge by simply typing an Airport, Airport code, City or Country
- Make the most of the favorites features for quick and easy access
- See detailed lounge information such as location, amenities, and hours of operation

AIRPORT OFFERS
Take advantage of a curated listing of airport offers that span across dining, spa, and retail.

- Find offers available to you based on the terminal where you are located
- See detailed offer information (i.e., location of the merchant, hours of operation, and terms and conditions)
- Generate a QR offer code for redemption of the offer

ACCOUNT MANAGEMENT
Easily manage your account information, view lounge visit history, and access active and historical offers.

What’s New

Version 6.5.0

Minor bug fixes.

Ratings and Reviews

4.6 out of 5
12.4K Ratings

12.4K Ratings

dojadojadoja ,

Apple Pay Not Working

There’s an option to add it to apple wallet but doesn’t work

Developer Response ,

Hi please email us at appsupport@loungekey.com & tell us your reviewer name, what device you’re using, what version of the Loungekey app you’re using ( to be found in Settings), what version of operating system you’re using on your phone (settings>general> about) what language your phone is et to, which card issuer gave you access to the program, your user name & any error messages you’ve received. Please don't reply directly to this message with those details

MarshaMcC ,

Cant add it to apple wallet

Why can I no longer be able to add it to my apple wallet?

jwoodlo ,

Full

Got this card in part for the lounge access. Got to the lounge and it’s at mac capacity.

Developer Response ,

Hi, we're sorry to hear about your experience. As this is a dedicated technical support platform we ask that you contact our Membership Support Team on +44 (0) 208 633 7596 or email loungekey.support@airport.mastercard.com, who are available 24/7. They will be able to assist with any queries regarding lounge access. Regards, Leah

App Privacy

The developer, Lounge Key Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Search History
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

More By This Developer

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Rogers World Elite Mastercard 6月2日起的变化:要求年最低消费15k,即月均1250;仅美元消费可获得3%返现(其他外币无返现);其余加币消费一律1.5%返现;送Boingo Global Wifi。简评:此卡此前的everything 1.75% cashback确实是挺逆天的,但注定不会长久,所以这次调整可说“意料之外,情理之中”。和此前Brim Financial信用卡一样,Boingo WiFi实用性一般。笔者认为,单“年消费15k/月均1250”对一张不太可能用作日常的卡来说,就不太合理了;建议有卡的朋友尽快把cashback兑换掉后关卡,以免被认定为ineligible后cashback被清零;新申请也没太大必要了。作为替代,无货转部分可以使用STACK;非costco消费的部分,可以考虑无年费Tangerine (World) Mastercard三类2%;Costco部分,如果日常消费不多,很多Mastercard大概能提供约1%回报,就不必专门另外开卡了;对于大户,可以考虑MBNA Rewards World ELite Mastercard,最近还有不错的开卡奖励($300+50)。

前言

在加拿大信用卡市场,有三张无年费的World Elite MasterCard:President’s Choice, Triangle, Rogers。由于其无负担持有的特性,Everyone can afford,故合称“diao丝三宝”。尽管一些高端信用卡玩家对“三宝”不屑一顾、嗤之以鼻,但对于并没有那么多时间精力钻研积分里程的群体,特别是留学生以及一般收入的大多数,未尝不是明智的选择。因此本站决定出这一系列文章,单独分别介绍这三张“世界精英”MasterCard,相信作为“世界精英”的你在看过本系列后,亦能从自身实际需求出发,做出明智的选择。

说到Rogers,可能你的第一反应是加拿大三大电信运营商之一。其实Rogers也有自己的金融服务Rogers Bank,旗下发行了三张信用卡。本文介绍的是其中唯一一张值得申请,并且确实有一定使用价值的信用卡——Rogers World Elite MasterCard。

加拿大无年费WEMC系列 之 Rogers World Elite MasterCard

特色与优势

Rogers World Elite MasterCard最大的特色就是无年费+everything 1.75% cashback。而这个cashback在每累积满$20后便可兑换为statement credit,不用像一些返现信用卡(如Scotiabank Momentum Visa Infinite)那样要等到每年年底才会返一次。

同时,Rogers World Elite MasterCard对于外币消费(美元、人民币、欧元……)提供4% cashback,即便扣除2.5%的货币转换费(Foreign Exchange),也还净剩1.5% cashback,相比于其他的返现卡有绝对优势。

此外,Rogers World Elite MasterCard提供的保险保障也相当厚道。除了常规的Extended Warranty and Purchase Protection, Rental Car Collision/Damage,还包括了Out-of-Province/Out-of-Country Emergency Medical(64周岁及以下:10天;65~75周岁:3天), Trip Interruption and Trip Cancellation。这对于一张无年费WEMC来说是绝无仅有的。

目前所有的加拿大MasterCard自带LoungeKey会籍(价值$99),但进入机场候机室贵宾厅则是要按人头缴费的,每人次$32 USD。这个会籍需要从【这个入口】注册,并且有专用的手机APP。

Mastercard Airport Experiences
Mastercard Airport Experiences
Developer: LoungeKey
Price: Free

关于申请

  • 在Rogers Bank官网申请Rogers World Elite MasterCard一般提供“首刷送$25返现”的奖励。
  • 据了解有时在Rogers门店有限时Offer,这个首刷奖励可能会更多。

返现兑换方式

当账户里返现金额超过$20的时候,可以选择以下两种兑换方式:

方式一:在APP内手动兑换过去90天内的任意一笔超过$20的消费。

加拿大无年费WEMC系列 之 Rogers World Elite MasterCard

方式二:在APP内或Rewards网页上选择“Next Only”,信用卡会在你下一笔超过$20的消费的时候自动兑换返现到账户内。

‎Pay with Rewards
‎Pay with Rewards
Developer: MasterCard
Price: Free

如果你的iOS语言设置为中文,那么首次设置时“区域”很可能没有“加拿大”的选项,这时需要先将iOS的语言设置改为英文,进入APP完成设置后,再恢复iOS语言设置。PS:iOS 13起,可以单独设定特定App的语言。

Pay with Rewards
Pay with Rewards
Developer: MasterCard
Price: Free

使用建议

正如“前言”所说,我们周围有相当一部分朋友并没有那么多时间去研究所谓的“积分”“里程”,所以,这张Rogers World Elite MasterCard首先比较适合那些只想用尽可能少的卡片cover尽可能多消费面的人群(俗称“一卡走天下”);其次比较适合base东部地区的Costco(代购)大户——因为西海岸Alaska里程会比较好用,MBNA与其的联名卡便能产生可观回报;再次,本系列文章还会介绍其他两张在超市,药店和指定加油站有特殊返现的卡,所以Rogers这张信用卡可以用在除这些以外的消费。

如果担心还款逾期,那么建议自助设置PAD自动还款,下载以下PDF文件填写完后发到指定email即可。当然,也支持传统的网上银行还款、Paytm等其他方式,这里也不做展开,具体请查看:如何给诸多信用卡还款

https://rogersbank.com/legaldocs/en/RogersBank_PreAuthorizedDebit.pdf

前面吹了那么多,接下来说说它的局限。

试想一下,如果你同时还有Scotiabank 4%买菜卡等回报更高的卡片,你一定是想着法子去刷那些卡以求回本年费或者获取更多回报,而1.75%瞬间就失去吸引力了;更不必说年费卡的保险保障更加全面,特别是包含了Flight Delay Insurance。余下的货转优势,小编认为只能作为附属产物。正如小编在《你是否真的需要无货转(Foreign Exchange)信用卡》一文中所说,除非你的外币消费非常频繁、数额较大,否则并没有为“免货转”专门申卡的必要。至于有没有除了浪费HP申信用卡之外的免货转解决方案,小编认为STACK Prepaid MasterCard亦是一个相当不错的选择,境外取现和外币消费均免货转。由于是Prepaid MasterCard,申请也不会有Hard Pull。

持卡人反馈

2019-12-24:小留,5个月(马上六个月)信用记录,周六凌晨网申Rogers WEMC,周一打客服告知“需要到Rogers或Fido验证身份才给发卡”,于是跑了两个Rogers门店,第一个地方说我们是合作店(然而门口只有rogers标),你需要去总店…于是跑到我们市的总店,告知需要拿信拿卡来… 然后当场打客服,不料接不通,再打已经下班。猜测电话客服是说错了,应该等信到了以后才行。手上持有RBC Signature Rewards Visa(额度$1000),BMO Cashback(额度1500)。

首次发布:2019-3-12
最后审阅:2020-2-19

原创文章,作者:MUNCNSTU,未经许可禁止转载。获得转载许可后,请注明出处:http://muncnstu.com/finance/rogers-world-elite-mastercard/