中国工商银行(加拿大)开户经历

‎ICBK Mobile Banking on the App Store

iPhone Screenshots

Description

Industrial and Commercial Bank of China Mobile Banking provides comprehensive range of financial and security services, you are able to manage your account via mobile handsets anytime, anywhere in a convenient and safe way. This client is suitable for customers of Industrial and Commercial Bank of China(Macau)、Industrial and Commercial Bank of China(Asia)、Industrial and Commercial Bank of China Tokyo Branch、Industrial and Commercial Bank of China Hanoi Branch、Industrial and Commercial Bank of China(Europe) Madrid Branch、Industrial and Commercial Bank of China(Canada)、Industrial and Commercial Bank of China(London)、Industrial and Commercial Bank of China Singapore Branch、Industrial and Commercial Bank of China(Thailand)、Industrial and Commercial Bank of China(Europe) Brussels Branch、Industrial and Commercial Bank of China(Europe) Amsterdam Branch、Industrial and Commercial Bank of China Frankfurt Branch、Industrial and Commercial Bank of China(Europe) Paris Branch、Industrial and Commercial Bank of China(Europe) Milan Branch、Industrial and Commercial Bank of China(Alma-Ata)、Industrial and Commercial Bank of China(New Zealand)、Industrial and Commercial Bank of China(Malaysia)、Industrial and Commercial Bank of China Vientiane Branch、Industrial and Commercial Bank of China Phnom Penh Branch.

Industrial and Commercial Bank of China Mobile Banking Application has the following features.
1. Customers select “Region” after downloading and entering the Mobile Application to enjoy the following services.

Account Enquiry: Check registered account balance and transaction details
Loss Report: report any card, account or cheque loss.

Fund Transfer: Perform transfer or remittance e.g. Registered account transfer, Third – party account transfer, RMB Pre-settlement Remittance and Cross border remittance.

Term Deposit: Open Term Deposit account. Purchase, withdraw and check Term Deposit.

Credit Card Service: Check credit card account balance, transactions details, bonus points and repayment.

ICBK Messenger: Customize message or email alerts, including Account Balance Change Notification, Term Deposit Maturity Reminder etc.

2. Industrial and Commercial Bank of China Mobile Banking provides multi-language and multi- touch user interface, currently our application supports Simplified Chinese, Traditional Chinese and English.

3. Perfect security mechanism: Industrial and Commercial Bank of China provides multiple types of authentication media, such as Dynamic Password Card and Electronic Password Token.

What’s New

Version 4.1.9.0

Improve product performance and stability.

Ratings and Reviews

1.8 out of 5
16 Ratings

16 Ratings

forsenow ,

so laggy

so laggy

banker_11 ,

Worst bank App Ever

System Out of date / does not include every function that the web have / process is slow and too complicated

catry22 ,

doesn't work

It can't connect to the Internet.

App Privacy

The developer, Industrial and Commercial Bank of China, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contacts
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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中国工商银行(加拿大)开户经历

来自读者投稿

很早就听说从国内的工行汇款到加拿大工行非常方便快捷,并且从手机app上操作汇款可以免去国内那头的手续费,工行加拿大这头收$15 CAD。(听说中行加拿大只要$10 CAD,但自己在国内没有中行户头,所以就算了)之前自己也做了一些功课,了解到两个基本事实:1.账户月服务费$4,但只要存够$1000即可免去;2.用Pre-authorized Debit方式转钱到其他银行免费。(从他行发起;从工行发起有$1费用)【其他收费】基于实际需求,最近终于决定去位于Markham Pacific Mall太古广场的分行去开一个户头。

First thing first. 进行“工行转工行”操作,国内方面要做不少事前准备。以我本人为例,自己的国内工行户头很早的时候开的并且很少使用,上一次回国为了把这些手续办妥,大概得去了两三次分行,包括:重新认证身份、更新U盾、开通国际汇款权限、提高交易限额。

开户建议提前电话预约,Walk-in并不一定都能当场给你开。需要的材料如下。地址证明我找了一张AmEx账单,打印了带有地址的第一页出来。我那天去的时候还带了一张自己给自己写的$1,000支票(没有个人支票的话可以去Branch开Bank Draft),准备一开了户就存。

中国工商银行(加拿大)开户经历只要材料齐了,整个过程应该会是比较顺利的。

完成开户后会当场拿到Debit Card(银联、Interac、The Exchange三个标)和实体电子口令。这个账户下有三个币种:人民币、加币、美元,汇进来是哪个币种就进入哪个币种。并且,客户经理会当场引导你修改设置卡片密码和网上银行密码,还是很周到的,并且也帮我存好了$1,000支票。收汇款的信息也是当场提供的,其中“工行转工行”和“他行转工行”略有不同。拿着这些信息就可以去国内工行的APP上进行汇款操作了。根据反馈,同样是“工行转工行”,手机APP比去柜台一次性成功率高得多,但仍受个人外汇额度限制。

工行加拿大不提供Void Cheque,但可以提供Account Confirmation。这个Confirmation就可以用来拿去像Simplii Financial这样需要Void Cheque才能关联账户的银行操作了。当然,像Tangerine这样只需两笔小额deposit确认就没有这么麻烦。

到家后我细看了工行加拿大的网银,虽然界面丑了点,但是功能还是挺全面的,其中也能进行link external accounts的操作:在网上先提供信息,之后确认工行加拿大存入的一笔小额deposit,再在30天内寄Void Cheque和Signed Agreement。稍显麻烦。工行加拿大也有手机APP,不过试用了一下,也是一个字丑。

ICBK Mobile Banking
ICBK Mobile Banking
Developer: ICBC
Price: To be announced

这个Link只要在一头完成,就能进行双向转账了,不需要在Link账户的两边都进行设置。

另外,在工行加拿大开户必须本人亲自到场,不能远程开户。个人认为对于居住地没有工行加拿大Branch的朋友,如果有需要的话,可以在刚好去有Branch的大城市的时候开一个。

据了解,还有一种操作是在中国境内的工行“见证开户”,不过按照官方说法,仍然需要本人亲自去柜台领取Debit Card和密码纸:点击查看详情

中国工商银行(加拿大)开户经历

首次发布:2019-4-6
最后更新:2020-3-8

本文由原作者投稿,观点不代表Chinese Students at MUN立场,转载请联系原作者。